All Children In State Would Be Eligible For Quality, Low-Cost Coverage
Wilmington - Matt Denn, the Democratic candidate for Lieutenant Governor, on Tuesday outlined a plan to make all children in Delaware eligible for health care coverage, as well as expand the rolls of children in existing health coverage programs.
Denn, who has worked in his term as Insurance Commissioner to sign children up for health coverage, said the expansion could happen with limited state dollars.
“The proposal I am announcing today is to provide, by January 1, 2010, affordable health insurance for the over 22,000 Delaware children lacking health insurance, as an important interim step toward universal coverage,” Denn said. “Kids with health insurance are more likely to get the routine preventative care that is critical to proper development, and are more likely to be screened for serious illnesses at an early age when those illnesses can be better treated.”
Denn’s plan includes:
Expanding the Children’s Health Insurance Program (CHIP) To 300 Percent Of Poverty. Currently, families earning between 100 and 200 percent of the federal poverty level ($21,200 to $42,400 for a family of four) are eligible for CHIP, which is health insurance funded in part by the federal and state governments. Denn said Delaware should follow the successful lead of other states and expand the eligibility level to 300 percent of poverty ($63,600 for family of four). Such a move would require a federal waiver.
Allowing Families Over 300 Percent Of Poverty To Buy In To CHIP. CHIP provides quality health care coverage. Allowing families with incomes over 300 percent of poverty ($63,600 for family of four) to buy in to the CHIP program — paying the full cost for their coverage rather than being subsidized by the state and federal governments as lower-income families are — would open a very affordable option for health coverage for middle class families. The buy-in cost is estimated at $150 per month.
Enrolling More Children Below 200 Percent of Poverty In CHIP. It is estimated that less than half of the Delaware children currently eligible for CHIP are actually enrolled in it, due largely to a lack of outreach by state government. Denn said the state should move from monthly premiums to co-pays, should quickly enroll families into CHIP rather than waiting months for their income to be verified, and should increase enrollment efforts using school nurses, hospital maternity wards and early childhood centers. Increased outreach has also been shown to bring more children onto Medicaid, which is for families under 100 percent of the poverty level ($21,200 for a family of four).
“We have a chance to become one of the first states in America to be able to say ‘we cover all kids.’ We should take that opportunity, as a benchmark on the way to covering all Delawareans,” Denn said.
Denn’s plan was endorsed by state Sen. Patricia Blevins and state Rep. Terry Schooley, who have worked with Denn since 2005 to expand health care coverage for children.
Denn has centered his campaign - and will focus in his term as Lieutenant Governor - on issues affecting children, including education, health care, environmental issues and improving services to children who are abused, neglected, living in foster care, or overcoming disabilities.
To learn more about Matt Denn and his campaign, go to www.MattDenn.com.